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Recurring Deposit is a special kind of Term Deposit offered by banks in India which help people with regular incomes to deposit a fixed amount every month into their Recurring Deposit account and earn interest at the rate applicable to Fixed Deposits.

A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.

Monthly Income Scheme (MIS) is an investment scheme of Indian postal service. Seasoned investors consider MIS to be one of the smartest options to park funds as it gives you three merits – keeps your capital intact, yields better returns than debt ..

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